Recreational

If you enjoy taking your motorcycle on the Blue Ridge Parkway or your motorhome to Colonial Williamsburg, GLM has you covered. We will make sure your recreational vehicle is covered whether it is made for on the road or off.

What is a recreational vehicle?

Motorcycle Cruisers, Choppers, Sport Bikes, Touring Bikes, Scooters, Mopeds
Motorhomes and RV Campers, Trailers, Fifth Wheels, Pop-up Campers, Camper Vans
ATV (All Terrain Vehicles) Snow Mobiles, Four Wheelers, Golf carts
Boats and Yachts Personal Watercrafts, Jet Boats, Sailboats, Fishing Boats
Classic Antique, Classic, Exotic, Street Rod, Replica

What is covered?

All of the recreational policies can provide coverage for the following:

  • Comprehensive
  • Collision
  • Bodily Injury to others (liability)
  • Property damage to others (liability)
  • Uninsured Motorists

Motorcycle Insurance

For some Virginians riding season is reserved for the warmer months while others ride 12 months a year. No matter when you ride, we are here to make sure you get the coverage you need. We have multiple companies to protect your bike with coverage options like Uninsured/Underinsured Motorist, Custom Parts and Equipment, Roadside Assistance, and Medical payments

Motor Home Insurance

Your Motor Home is not the same as your auto and shouldn’t be covered the same. Most auto and home policies provide limited (if any) coverage for the Recreational vehicle. With GLM we can make sure you have coverage for Roadside Assistance, Emergency Assistance, Loan Lease Protection, and Personal Property Coverage. Your GLM agent will be happy to discuss these policy options.

Boat Insurance

In Virginia, your typical homeowners policy will not adequately cover your boat or watercraft. This is why it is extremely important to have a specialist at GLM review both, your home and your boat policy, to ensure you are properly covered. We will make sure you are covered for Hull Coverage, Personal Effects Replacement, Uninsured Boater, Fishing Equipment (if necessary), and medical payments.

Classic

Your Collectible vehicle is not a standard vehicle and it doesn’t deserve a standard vehicle policy. We can provide coverage for most types, makes and models. There are also options for the occasional drive to work or the vintage car show. If your vehicle is totaled by a covered loss, we can provide insurance that will cover you for the agreed value with no depreciation.

 

Discounts

There are many discounts available for your recreational vehicle policy. Here are a few that you might be eligible for:

Multiple Policy 

When you also insure your home, condo, motorcycle or boat with the same carrier you could get a multiple policy discount.

Anti-Theft Device 

If your RV is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative you could be eligible for a discount.

Original Owner 

If you have Comprehensive and Collision you could be eligible for a discount on your insurance rates if you're the only person who's owned your motor home.

Claims Free

If any drivers on your policy have no accidents or violations for the last three years, you'll receive a discount.

Responsible Driver

If any drivers on your policy have no accidents or violations for the last three years, you'll receive a discount.

 

Are you properly covered?

Whether you enjoy your recreation on the road, on the water, or in the mountains, GLM can help you find the best coverage at the best value from one of our many A rated companies. Contact us for a quote or for more information about all of our recreational insurance coverage options.