Privacy Policy

This website is owned and operated by Garriques, Lloyd, & McMahon Insurance Agency Inc. (GLM).  At GLM, we consider the protection of your personal information to be a priority. If you have any questions about this policy, please contact us at 804-358-2108.

Collection of Information

• Information You Provide

In our efforts to provide you insurance related services we will collect nonpublic personal information.    We collect this information from applications and other forms, our transactions with us, our affiliates, and/or consumer reporting agencies.  We may combine the information submitted on various forms to provide a better experience and improve the quality of service provided by GLM.

• Automatically Submitted Electronically

In order to provide a better user experience, we may collect aggregated site-visitation cookies.  A cookie is a small data file that uniquely identifies your browser and helps us identify you when you return to our site.  Most browsers are initially set up to allow cookies.  You have the ability to control cookies in your browser settings.

• How Information is Used

We use information for personal identification; to get a better general understanding of the type of individuals visiting our website; to respond to your requests for quotes, policy changes, comments, or questions; to improve your experience; collect aggregated site-visitation statistics; and to alert you to product enhancements, special offers, updated information, and other new services from us.

• Information Security

We takes steps to protect your data from loss, misuse, alteration, destruction, or unauthorized access. We use sophisticated security technologies to secure users’ ordering information, user name, and password. We encrypt users’ ordering information, user name, and password (including users’ credit card account number) using a minimum 128 bit Secure Socket Layer (“SSL”) technology. SSL is a proven coding system that lets your browser automatically encrypt, or scramble, data before you send it to us. To support this technology, you must have an SSL-capable browser. SSL is one of the safest encryption technologies available.

• Consumer’s Responsibility

It is your responsibility to maintain the secrecy of your user name, password, and any account information. It is important for you to be responsible and protect your user name, password, and computer against unauthorized users. It is important to sign off when you have completed using a computer accessible by others.

Links to 3rd Party Sites

We do not sell information about you to others.  We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  However, we may disclose information to third parties to provide quotes, service to your current policy, assist in the claims process or where required by law. We do not control the handling of your information by third parties once you leave our website, and are not responsible for the handling and use of any personal information you provide to third-party sites.

Terms and Conditions of Use

This website is for your personal use.  If you download any materials or information, you must keep all copyright and other notices intact.  You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or other content, software, products or services obtained from this Web site without the prior written consent GLM. 
This website is offered for use conditionally, provided you accept without modification all of the terms, conditions, and notices contained herein.  Use of the content and services provided by GLM constitutes acceptance of the terms.

Disclaimer

The content of this Web site and these Terms and Conditions are subject to change at any time without prior notice. Under no circumstances, including but not limited to negligence, shall GLM or its affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the ability to use the website and the materials or information contained herein. You specifically acknowledge and agree that GLM is not liable for any conduct related to your use of the website. These Terms and Conditions shall be governed by and interpreted according to the laws of the Commonwealth of Virginia without regard to any conflict of laws provision.